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Aditya Birla Sun Life AMC Limited

Aditya Birla Sun Life AMC Limited

    • ABSL Medium Term Plan

    Debt Medium Duration Fund

    An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk

    AUM (In crores)

    NAV

    Annualized Returns %

    Annualized

    Returns %

    1 Year

    3 Year

    5 Year

    Since Inception

    Aditya Birla Sun Life Medium Term Plan

    SIP Amount
    Min . ₹ 1,000
    Lumpsum Amount
    Min. ₹ 1,000

    Aditya Birla Sun Life Medium Term Plan Overview

    Aditya Birla Sun Life Medium Term Plan is an open-ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.

    Investment Objective

    The investment objective of the Scheme is to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

    Why one can invest

    • check-circle

      If you are looking for a medium-term debt investment that can potentially offer better returns than conventional fixed income instruments for similar time frame

    • If you are looking to invest through an active duration strategy to better manage interest rate/duration risks

    • If you are looking for a tax efficient fixed income investment (when held for more than 3 years)

    • If you are looking for suitable investment option for medium term (3 to 5 years)

    • If you are also looking to build a diversified portfolio of high-quality debt instruments, including sovereign G-secs and SDLs and PSU/corporate bonds with low minimum investments as little as Rs.1000

    Fund Details

    CAGR

    Latest NAV

    (as on )

    AUM

    ()

    Inception Date

    ()

    Risk

    Investment Horizon

    3 to 5 years

    Annualized Benchmark Returns

    Min Investment

    Entry load

    NIL

    Exit load

    2%

    information icon
    In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment.
    Any redemption in excess of the above limit shall be subject to the following exit load:
    - For redemption / switch-out of units on or before 1 year from the date of allotment: 2.00% of applicable NAV.
    - For redemption / switch-out of units after 1 year but on or before 2 years from the date of allotment: 1.00% of applicable NAV.
    - For redemption / switch-out of units after 2 years: Nil
    The Load Structure is subject to change from time to time and shall be implemented prospectively and will be calculated on First in First Out (FIFO) basis. For further details on Load Structure, please refer Part D of this Scheme Information Document.

    Total Expense Ratio (TER)

    Sharpe Ratio

    Beta Ratio

    Other Parameters

    Standard Deviation

    Modified Duration

    -

    Yield to Maturity

    -

    Portfolio Turnover:

    -

    Average Maturity

    -

    Macaulay Duration

    -

    Net Equity Exposure

    -

    Fund Managers

    Ms. Sunaina da Cunha

    Ms. Sunaina da Cunha is the Co-Head...
    Read More

    Mr. Mohit Sharma

    Mohit Sharma is a Senior Fund Manag...
    Read More

    Riskometer

    Risk meter image 2

    (An open ended medium-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk)

    This product is suitable for investors who are seeking

    • Income with capital growth over medium term

    • Investments in debt and money market instruments

    *Investors should consult their financial advisers if in doubt whether the product is suitable for them

    Portfolio & Sector Holdings

    Retail

    % of Net Assets

    Sector Holdings

    Dividend History

    Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.

    Investment Performance

    IDCW Plan of this scheme has distributed income to its investors out of its earnings, from time to time. The details of the same is tabulated:
    Declared on date IDCW Yield (Regular Plan) IDCW Per Unit Cum IDCW NAV

    Fund Summary

    - Medium term goals typically in the time frame of 3-4 years need to be funded by investments that can offer reasonable returns while still maintaining relative safely of investment corpus

    - Traditional fixed income instruments tend to fall short on returns and involve high tax costs. Equity instruments, on the other hand are typically not suited for periods shorter than 5 years considering their higher propensity for volatility

    - What investment type is more appropriate for such medium-term investing time frames?

    - Debt funds that have medium term maturities can fill this gap to balance between the return needs of investors at risk levels commensurate with investing duration

    - Aditya Birla Sun Life Medium Term Plan is one such open-ended debt fund that invests in debt and money market instruments such that the Macaulay portfolio duration of the portfolio is between 3-4 years. It seeks better risk-adjusted returns (income and capital growth) for investors by adopting an active duration strategy within the stated time frame.

    - The fund is suited for a medium-term investing period (3 to 5 years)

    Fund Discipline

    • - The Scheme invests up to 100% of its net assets into debt instruments such as G-secs, SDLs and PSU and corporate bonds.

    • - It can also invest up to 90% of its net assets into money market instruments and up to 10% in units issued by REITs and InVITs

    • - It maintains the Macaulay duration of the portfolio between 3 to 4 years. The Macaulay duration is the weighted average term to maturity of the cash flows from a bond.

    • - However, fund manager, in the interest of investors, may reduce the portfolio duration of the scheme up to one year, in case he has a view on interest rate movements in light of anticipated adverse situation.

    • - In case of a rising interest rate environment, the duration of the fund may be reduced and holding in Liquid bonds & money market securities could go up whereas in a falling interest rate scenario the holding in medium / long dated securities may be maximized.

    Value Added Products

    Salient features of CATP:

    - Capital Appreciation Transfer Plan (CATP) is a modified version of STP. It allows investors to periodically transfer the capital appreciation earned by investment/s in other open-ended schemes of Aditya Birla, into this fund

    - CATP is offered at monthly or quarterly intervals

    Salient features of SIP:

    - Systematic Investment Plan (SIP) investing means automatically investing a pre-determined sum of money in this fund, at periodic and pre-determined time intervals.

    - Gives investors the benefit of rupee cost averaging

    - SIP facility is augmented by several add ons such as Step-up SIPs, Pause SIP, Multi Scheme SIPs etc.

    - It offers monthly and weekly SIPs

    Salient features of STP:

    - Systematic Transfer Plan (STP) allows investors to periodically transfer pre-determined amounts from any open-ended scheme of Aditya Birla Sun Life Mutual Fund into Aditya Birla Sun Life Medium Term Plan

    - STP facility can be weekly, monthly or quarterly

    Salient features of SWP:

    - Systematic Withdrawal Plan (SWP) allows investors to periodically withdraw fixed sums of money from the fund. This can take the form of withdrawal of fixed, pre-determined amounts or capital appreciation amount.

    - Its primary objective is to meet the regular income needs of investors

    Tax Applicability

    Investment held for less than 36 months

    Short Term Capital Gain Tax would be applicable. Any gains/profits would be added to income of the investor taxed at applicable slab rates (plus applicable surcharge and cess).

    Investment held for more than 36 months

    Long Term Capital Gain Tax would be applicable. Gains/profits would be taxed at 20% (plus applicable surcharge and cess) after indexation benefit.

    Any income received under this option would be considered as income for the investors and hence would be taxed at applicable tax slab rates.

    Forms & Downloads

    Portfolio

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    SID

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    KIM

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    Investors also viewed

    ABSL

    Medium Term Plan

    REG-G
    • Saving
    • Debt - Medium Duration

    8.68 %

    Annualized Returns

    Since Inception
    1Y
    3Y
    5Y

    AUM:

    NAV:

    Exit Load Duration:

    1 Y
    img

    In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed / switched out without any exit load from the date of allotment.
    Any redemption in excess of the above limit shall be subject to the following exit load:
    - For redemption / switch-out of units on or before 1 year from the date of allotment: 2.00% of applicable NAV.
    - For redemption / switch-out of units after 1 year but on or before 2 years from the date of allotment: 1.00% of applicable NAV.
    - For redemption / switch-out of units after 2 years: Nil
    The Load Structure is subject to change from time to time and shall be implemented prospectively and will be calculated on First in First Out (FIFO) basis. For further details on Load Structure, please refer Part D of this Scheme Information Document.

    Start SIP
    Lumpsum

    ABSL

    Short Term Fund

    REG-G
    • Saving
    • Debt - Short Duration

    7.25 %

    Annualized Returns

    Since Inception
    1Y
    3Y
    5Y

    AUM:

    NAV:

    Exit Load Duration:

    NIL
    Start SIP
    Lumpsum

    ABSL

    Low Duration Fund

    REG-G
    • Saving
    • Debt - Low Duration

    7.16 %

    Annualized Returns

    popper 5
    Lac + Investor and Counting
    Since Inception
    1Y
    3Y
    5Y

    AUM:

    NAV:

    Exit Load Duration:

    NIL
    Start SIP
    Lumpsum

    ABSL

    Liquid Fund

    REG-G
    • Saving
    • Debt - Index Fund

    6.98 %

    Annualized Returns

    popper 4
    Lac + Investor and Counting
    Since Inception
    1Y
    3Y
    5Y

    AUM:

    NAV:

    Exit Load Duration:

    7 D
    img

    Investor Exit upon subscription (Exit load as % of redemption) - Day 1 - 0.0070%,
    Day 2 - 0.0065%,
    Day 3 - 0.0060%,
    Day 4 - 0.0055%,
    Day 5 - 0.0050%,
    Day 6 - 0.0045%,
    Day 7 Onwards - 0.0000%

    Start SIP
    Lumpsum

    Don’t know where to start? Start here!

    Frequently Asked Questions

    There are two ways in which you can invest in this fund.

    o Via Direct Plan - involves purchasing units of the fund directly from Aditya Birla Sun Life Mutual Fund
    o Via Regular Plan – involves investing through a distributor or broker of your choice


    Both these plans have a common portfolio but separate NAVs. This is because they both apply different expense ratios. Your choice of plan thus directly impacts the returns from your investment.

    Investments made in the direct plan of this fund can be easily redeemed online. This can be done either through the mobile app of Aditya Birla Sun Life Mutual fund or from its desktop-based webpage.
    Redemption can be made basis a specified amount or basis a specified number of units you wish to redeem.

    Yes, you can invest in Aditya Birla Sun Life Medium Term Plan via SIP or lump-sum route. The choice of mode of investing will be guided by your investing objective, investing term and affordability.

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